Services
How We Help You Plan with Confidence
We provide comprehensive financial planning tailored to your personal circumstances. Every recommendation is independent, unbiased, and designed with your best interests at heart.
Retirement Planning
Can you afford to retire comfortably? We analyse your pension provisions, savings, and future needs to create a clear roadmap for your retirement years, giving you confidence in your financial security.
Investment Planning
Make your money work harder with expert investment strategies tailored to your risk tolerance and goals. We help you build and manage a diversified portfolio designed to grow your wealth.
Estate Planning
Protect your legacy and minimise inheritance tax with strategic estate planning. We help ensure your wealth passes to your loved ones efficiently, reducing unnecessary tax burdens.
Cashflow Planning
Visualise your financial future with detailed cashflow modelling that shows the long-term impact of financial decisions. This powerful tool helps you understand how your plans will unfold.
Family Protection
Review your family’s financial security if the unexpected happens. We assess your protection needs and recommend appropriate life insurance and income protection to safeguard your family.
Business Planning
Protect your business interests and plan for succession with tailored advice for business owners. We help guide your company’s future while planning for the unforeseen.
Our financial advice delivered through our holistic approach, starting with a complimentary consultation to understand your unique situation and objectives.
Our Process
Your Journey to Financial Confidence
Every step is designed to deliver clarity, peace of mind, and the highest level of personal service, so your financial journey is supported today and ready for tomorrow’s opportunities.
Step 1 – Complimentary Initial Consultation
Understanding you comes first.
We begin by carefully understanding your goals, situation, and concerns, creating the foundation for tailored advice around your plans.
& Presentation
Your personalised financial roadmap.
Our experts create a personalised plan with comprehensive advice and cashflow modelling, followed by a detailed presentation meeting.
Service
We handle the heavy lifting.
We handle all paperwork and setup with precision, reducing administration as we work with financial institutions on your behalf.
& Support
Keeping your plan on track.
Annual reviews and ongoing guidance keep your plan updated as your needs change, maximising your financial security and growth.
Ready to start your journey?
Book your complimentary meeting today to see how our approach can help shape your financial future.
Start with a complimentary consultation
Why Choose Us
Why Choose Stepwoods
Independent financial advisers committed to putting your best interests first, every time.
FCA Authorised & Regulated
Stepwoods Financial Planning is authorised and regulated by the Financial Conduct Authority (1032748). Our advisers are fully qualified in financial planning and bring experience, expertise, and dedication to helping clients achieve their financial goals with confidence.
Truly Independent
We’re not tied to any financial institutions, products, or services. This means we can explore the entire market to find solutions that are right for you, not what’s profitable for us. Your interests always come first.
Every Client is Our
Only Client
We treat every client as our only client. You’ll receive dedicated, personal attention with a service built around your unique circumstances. We’re your safe pair of hands: reachable, reliable, and respectful in every interaction.
Local Expertise, Personal Service
Proudly serving Hertfordshire, London, and Essex. We combine local knowledge with national expertise, offering face-to-face meetings and building long-term relationships based on trust and reliability.
Transparent &
Jargon-Free
We believe financial advice should be clear, honest and easy to understand. Our advice is designed to empower, not confuse, so you always know exactly where you stand and can make confident decisions about your future
Frequently asked questions